Section 16 of Republic Act 10121 gives the power to declare an area or areas under a State of Calamity to the President of the Philippines or to the Local Government Units upon the recommendation of the National Disaster Risk Reduction Management Council (NDRRMC) or their local counterparts known as the Local Disaster Risk Reduction Management Council (LDRRMC), respectively.
Once under a State of Calamity, citizens of that area granted the opportunity to apply for a loan, from the government, without interest. The following infographic explains the process of applying for calamity loans:
Click on this link to read the text version of this infographic.
